Students will learn the skills and processes of managing money and how to complete financial tasks in preparation for financial independence in adulthood. Each class will include a lesson and activity to complete. We will use classroom materials for these activities and imagination! No real personal information will be used. We will be practicing the skills by pretending to make purchases, payments, and complete classroom applications.
 
Class 1- Opening an Account/Balancing a Checkbook
-account package (checks, register, account info) *classroom printables
-purpose of account
-how to use a register (make deposit, discuss allowance, discuss fees & interest)
 
Class 2- Writing Checks
-update register
-writing checks lesson
-write first check
 
Class 3- Finding a Job
-update register
-discuss job & pay
-job ads (with gross & net income)
-job applications
-interview questions
 
Class 4- How to Save
-update register
-You're Hired letters
-add pay day to register
-savings lesson
-set up savings
 
Class 5- Kick Start Your Credit
-update register
-apply for credit card
-interest rates
-credit scores & reports
 
Class 6- Your First Bills/Loans
-update register
-pay credit card bill
-discuss upcoming purchases
-discuss loans
 
Class 7- How to Budget
-update register
-50/20/30 Rule
-budget activity
 
Class 8- Buying a Car
-update register
-plan for car purchase
-look through auto ads
-purchase car (down payment)
-purchase insurance
 
Class 9- Finding an Apartment
-update register
-make first car payment
-plan apartment purchase
-look through apartment ads
-purchase apartment (deposit)
-pay moving costs
-pay renters insurance
 
Class 10- Buying Furniture
-update register
-pay first rent payment
-discuss furniture
-look through furniture ads
-purchase furniture
 
Class 11- Buying Groceries
-update register
-discuss food/meals
-look through grocery ads
-purchase groceries
-grocery budget discussion
 
Class 12- Fun on a Budget!
-update register
-discuss fun things to do (movies, bowling, skating, etc.)
-purchase entertainment
 
Class 13- Taxes/Insurance
-update register
-discuss taxes & insurance
-pay taxes
 
Class 14- Emergencies
-update register
-discuss emergencies
-pay for repair
 
Class 15- Review & Questions
-update register
-Review
 
Class 16- Results/Awards
-Course Final Quiz
-completion certificates awarded